Command Performance
An increasing number of lenders now offer a diverse range of mortgage products. So if your circumstances are unusual, there's a good chance we can provide you with a solution.
You might think you're too troublesome or complicated for lenders to consider.
Think again. The world of work is changing and therefore finance follows.
Command Performance
An increasing number of lenders now offer a diverse range of mortgage products. So if your circumstances are unusual, there's a good chance we can provide you with a solution.
You might think you're too troublesome or complicated for lenders to consider.
Think again. The world of work is changing and therefore finance follows.
Stage fright
This isn't an exhaustive list of specialist mortgage candidates but here are the common reasons people find themselves on this page...
I don't get paid regularly, or the usual way.
You may be self employed and earnings may be erratic
You might be a partner in a large firm and take drawings rather than salary
You might get paid large amounts on an irregular basis
You might not earn your income in sterling
You might receive big bonuses
My credit history is less than stellar.
Your may have had CCJs/ Defaults on your file
You might have had late payments on your credit commitments
You might have no credit history or a low credit score
You might have had an IVA
You may have been declared bankrupt
The nature of my job, well it's complicated.
You might have only been self employed for a year or so
You might be a LTD company director
You might have only just started your new job
You might have 2 jobs and one could be self employed
You might be an IT contractor or similar on a daily rate
You might work in the entertainment or professional sports industry
You might have a dangerous occupation
I need to borrow an unusual or large amount.
You might need to borrow a significantly large amount of money
You might only have a very small deposit and need some extra help
You might be in receipt of benefits
The property you want to buy might be unusual
You want to by an office or a shop
You need to borrow money quickly and for a short period of time
Rave reviews
We may not have seen it all but we've probably seen 99% of situations and property types.
Self employed mortgages are one of our specialties, and we regularly assist clients in this form of employment
We work with lenders who specialize in mortgages for people who earn in a foreign currency
We have helped many clients who have a less than perfect credit history, helping them onto the property ladder
Limited company director, no problem, salary and dividends, no problem - we've helped hundreds of directors
Contractors. We have lenders who specialize in mortgages for just you
Just started a new job and don't even have your first payslip? No problem
Large mortgages - we work with high street, and private lenders, there is always a solution
Property above a shop, property has an annexe, property has two kitchens, property has stables, a moat... - we work with lenders who consider even the most unusual property
We have helped many clients purchase commercial property, be it for their own use or to let out
We can assist with bridging finance or secured loans, for those situations where a mortgage isn't suitable
Case Stories
As a self employed actor with vastly varying years of income, I was not very confident I'd be able to get a mortgage.
Craig was brilliant at explaining the different products available and secured me a low rate 5 year fixed rate term. I have already recommended him to all my friends who are looking.
My wife and I were introduced to Craig for mortgage advice through a friend and from the very first telephone conversation we immediately sensed that we were in good hands.
Craig is extremely friendly, professional, experienced and knowledgeable. He is incredibly reassuring and getting his advice is not only knowing that he will get you the best possible mortgage options and deals, but also that you have a trustworthy ally.
Craig will work for you to the best of his abilities and his abilities are a potent force. He has since helped out a number of good friends and we wouldn't hesitate in recommending him to anyone seeking professional mortgage advice
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Privacy Policy
Lodestone will be what is known as the 'controller' of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.
Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
Who is my data shared with?
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
How long do you keep my data for?
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact info@lodestone.mortgage
What are my rights?
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at info@lodestone.mortgage . If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner's office: https://ico.org.uk
From understudy
Whether you're an actor or stuntman, shop owner or castle warden there will be a financial product for you.
Let us discover the best option for you.
to unique
Let's get started
Lodestone will be what is known as the 'controller' of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.
Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
Who is my data shared with?
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
How long do you keep my data for?
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact info@lodestone.mortgage
What are my rights?
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at info@lodestone.mortgage . If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner's office: https://ico.org.uk
By selecting the box SEND, you acknowledge that you have read and understood the above privacy notice and consent to its terms.