Independent Mortgage Broker
Specialist Mortgage
If your circumstances are unusual, there's a good chance we can provide you with a solution. Increasingly lenders now offer a diverse range of mortgage products.
Too complicated for lenders to consider? Think again. Work is changing and finance follows.
Stage Fright
Finding Solutions for Unique Situations
No matter how complex or unique your situation may be, we’re here to help you navigate the mortgage process with confidence. Whether you’re facing challenges due to irregular income, a complicated career path, or specific borrowing needs, we have the experience and connections to find the right solution.
Irregular or Unconventional Income? No Problem
If your income doesn’t follow a traditional pattern—whether it’s irregular bonuses, self-employment earnings, or foreign currency income—you might worry about securing a mortgage. But irregular income doesn’t mean unreliable income.
Whether you’re self-employed, working on a contract basis, or in a field with unpredictable earnings like the arts, law, or IT, we work with lenders who understand your financial profile and can provide a tailored mortgage solution that works for you.
Well it's complicated.
Unconventional careers require unconventional mortgage solutions—and that’s our specialty. Perhaps you’re working in entertainment, professional sports, or the creative industries, or maybe you’ve just started a new job and haven’t even received your first payslip yet. We’ve helped clients in high-risk occupations, freelancers juggling two jobs and limited company directors who take income as a mix of salary and dividends.
We’ll take the time to understand your career situation and match you with a lender who sees beyond the complexities to your financial potential.
Need a Large or Odd Mortgage?
Sometimes, a mortgage doesn’t fit into a neat box. You may need to borrow a significant sum for a high-value property, or you’re looking at something outside the ordinary—a country house, a home with an annexe, or even a property with stables, multiple kitchens, or a moat.
Perhaps you’re exploring a commercial space that combines work and home, or you need short-term borrowing like bridging finance or secured loans. Our extensive network of lenders, from high-street to private specialists, means we can offer creative solutions for even the most unique property or borrowing needs.
Overcoming Credit Challenges
A less-than-perfect credit history doesn’t have to be a barrier to homeownership. Whether you’ve faced CCJs, defaults, bankruptcy, or IVAs, or you have no credit history at all, we’ve helped clients overcome these challenges and achieve their property goals.
Working with lenders who specialize in supporting clients with credit issues, we can guide you towards the right solution to get you back on track.
Rave reviews
Tailored Solutions, Proven Results
Every situation is different, and we bring the expertise and flexibility to meet your unique needs. Over the years, we’ve helped clients with:
- Self-employed mortgages
- Mortgages for foreign currency earners
- Solutions for limited company directors
- Specialist contractor mortgages
- Large, complex, or unusual property purchases
- Credit recovery mortgages
- Bridging finance and secured loans
We’ve seen almost every scenario and found a solution for 99% of them. No matter how unconventional your circumstances may seem, there’s often a path forward, and we’re here to find it.
Let’s Make Your Property Goals a Reality
From complex incomes to unusual properties or credit challenges, we bring decades of experience and an extensive lender network to the table. If you think your situation is too complicated, think again. We’re here to make it work. Get in touch, and let’s find the mortgage solution that’s right for you.
